We want you to have a good experience viewing and using our Web site. If you continue to view and use this Web site you are agreeing to comply with and be bound by the following terms and conditions of use.
Use of Content
Access to and use of text, artwork, photographs, video, audio and other files on this Web site are subject to the following terms and conditions:
All Content is Protected by Copyright Laws Images, text, software, documentation, electronic text and image files, audio and video clips, and other materials are protected by copyright laws and may be covered by other restrictions as well.
Morning Star And Company, Inc. (MSCI) retains all rights, including copyright, in data, image, text, and any other information contained in these files. Copyrights and other proprietary rights in the material on this Web site may also subsist in individuals and entities other than, and in addition to, MSCI. MSCI expressly prohibits the copying of any protected materials on this Web site, except for the purposes of fair use as defined in the copyright laws, and as described below.
Fair Use is Permitted
Fair use of copyrighted material includes the use of protected materials for noncommercial educational purposes, such as teaching, scholarship, research, criticism, commentary, and news reporting. Unless otherwise noted, users who wish to download or print text and image files from MSCI’s Web site for such uses are welcome to do so without MSCI's express permission. Users must cite the author and source of this material as they would material from any printed work; the citation should include the URL http:// www.morningstarand company.org
By downloading, printing, or otherwise using text and image files from this Web site, users agree that they will limit their use of such files to fair use, and will not violate MSCI's or any other party's proprietary rights.
Commercial Use is Restricted Unauthorized publication or exploitation of MSCI's files is specifically prohibited. Anyone wishing to use any of these files or images for commercial use, publication, or any purpose other than fair use as defined by law, must request and receive prior written permission. All requests to reproduce works of art from MSCI’s Web site should be addressed directly to Morning Star And Company, Inc., PO Box 24405, Lyndhurst, OH 44124, or contact by email at: kar@morning starandcompany.org